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Fractional CFO Services for Growing Founders
Financial clarity around cash, runway, and growth decisions — without hiring a full-time CFO.
A focused working session to understand where your financials are solid, where visibility is limited, and what matters most next.

Common warning signs: Uncertainty about runway, difficulty forecasting cash needs, or hesitation on key hiring and investment decisions.
The Solution
CFO-Level Financial Leadership
Without the Full-Time Hire
CFO Growth Experts provides fractional CFO services to founders who need clarity, confidence, and disciplined financial leadership as they scale. This isn’t about generating more reports or maintaining your books — it’s about having a strategic financial partner who helps you see around corners.
This is not bookkeeping or controller support. It’s senior-level financial leadership focused on helping you make better decisions, earlier. You get the expertise of a seasoned CFO at a fraction of the cost, with the flexibility to scale involvement as your needs evolve.
Cash and Runway Visibility
A single, trustworthy view of your cash position, burn rate, and runway so you know which decisions are safe to make — and which aren’t.
Revenue Timing and Predictability
Decision-ready forecasting that clarifies when revenue actually hits and how growth assumptions affect cash and timing
Hiring and Growth Planning
Financial frameworks that remove guesswork from hiring and investment decisions, so growth is intentional and sustainable.
Financial Risk Identification
Proactive identification of financial risks and pressure points before they become surprises that slow you down.
All of this is tied together in a single financial model and decision framework — not a collection of disconnected reports.
Ready for Clarity?
If you’re unsure whether your numbers can support your next hire, investment, or growth decision, a Financial Clarity Call is the right next step.
A focused working session — not a sales pitch.
A Simple, Structured Way to Get Financial Clarity
We've designed a straightforward process that builds trust and delivers value at every stage. There's no long-term commitment required upfront — just a clear path from initial clarity to ongoing partnership.
Step 1: Financial Clarity Call
A 60-minute working session to understand your current financial position and growth pressures. We'll discuss your business model, current financial practices, and the specific challenges keeping you up at night.
This isn't a sales pitch — it's a genuine diagnostic conversation where you'll gain immediate insights.
Step 2: Financial Clarity Snapshot
You receive a concise, executive-level summary outlining what's solid, where visibility is limited, and what matters most to address next.
This snapshot serves as your roadmap, highlighting the highest-leverage improvements to your financial operations and decision-making.
Step 3: CFO Growth Partnership
If it's a fit, we move into a staged CFO engagement designed to create clarity first, then support growth over time.
Our engagements are flexible and scale with your needs — from monthly strategic sessions to integrated financial leadership.
No pressure. No long-term commitment before it's useful. Our goal is to earn your trust by delivering value from day one.
Led by a CEO & Fractional CFO
CEO & Fractional CFO
Tom Schipper
CFO Growth Experts is led by Tom Schipper, a seasoned financial executive with over 20 years of experience across established organizations and growing companies.
Tom brings a calm, practical approach to financial leadership — translating numbers into decisions founders can trust. His background spans corporate finance, strategic planning, and hands-on fractional CFO work with scaling businesses.
Unlike firms that shuffle clients between team members, Tom works directly with each client, acting as a long-term financial partner as businesses scale. He understands that every company's financial story is unique, and he takes the time to understand yours.
His philosophy is simple: financial clarity shouldn't be a luxury reserved for companies that can afford a full-time CFO. Every growing business deserves access to strategic financial leadership that drives better decisions.
20+
Years of Experience
Deep expertise in financial leadership across diverse industries and growth stages
50+
Companies Advised
Trusted financial partner to founders navigating critical growth decisions
$500M+
Capital Deployed
Strategic guidance on major financial decisions and capital allocation
“Tom built our finance function from the ground up — establishing the close process, KPIs, and controls we needed to scale. He also co-led our SOC 2 Type 2 audit and brought real operational and financial discipline at pivotal moments. I highly recommend him for founders looking to professionalize finance and prepare for their next phase of growth.”
— Dave, Founder & CEO, SaaS Company
“Tom was instrumental in laying the foundation for financial discipline at our company. He supported accounting cleanup and built a driver-based forecast with a 13-week cash view that gave us real clarity around runway and decision-making as we grew..”
— Jody Stoehr, Revenue Growth Expert & SaaS Founder
“Tom has a strong ability to translate complex business operations into clear, decision-ready financial models. He improved existing templates and integrated the business model with back-end systems, helping leadership make better, more confident decisions.”
— Alan Melville, SVP, RealINSIGHT Software
WHEN THIS MAKES SENSE
Who We Work With
CFO Growth Experts works with founders at an inflection point — when growth starts creating real financial complexity and the cost of getting decisions wrong goes up.
Our clients tend to be ambitious but practical. They want expert guidance, not theory, and they understand that financial clarity is a competitive advantage — not just a compliance exercise.
Most fall somewhere between $200k and $10M in revenue, but size matters less than mindset. What matters most is that you’re ready to bring disciplined financial leadership into the business and stop guessing.
Are growing — and feeling the pressure
Your business is expanding and financial decisions are becoming more complex and consequential.
Want clearer visibility
You need better insight into cash, runway, and the financial implications of your strategic decisions.
Need CFO-level leadership
You know senior financial guidance would help — but a full-time CFO doesn’t make sense yet.
This is for founders who know their business has outgrown gut-feel decisions and are ready for real financial clarity before the next move.
Take Action
Start With Financial Clarity
If you're scaling and want clearer visibility into cash, runway, and growth decisions, the first step is a Financial Clarity Call.
In just 60 minutes, you'll gain immediate insights into your financial position and walk away with a clearer understanding of what matters most for your next stage of growth.
This is a working session, not a sales pitch. Come ready to discuss your business openly, and you'll leave with actionable clarity — regardless of whether we work together long-term.
No prep. No pressure. Just clarity.
CFO Growth Experts — Financial leadership for founders who are ready to scale with confidence.
© 2026 CFO Growth Experts
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Fractional CFO leadership for growing businesses that need clarity, not more reports.
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CALL US: 843-886-1705