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Fractional CFO Services for Growing Founders
Financial clarity around cash, runway, and growth decisions — without hiring a full-time CFO.
A focused working session to understand where your financials are solid, where visibility is limited, and what matters most next.
The Challenge
Growth Gets Harder When Financial Clarity Lags Behind
As companies grow, financial complexity increases quickly. Cash decisions carry more weight. Hiring becomes riskier. And the cost of guessing gets higher.
Many founders aren't struggling because the business isn't working — they're struggling because they don't have clear visibility into the numbers driving their decisions. Without accurate forecasting and financial modeling, even successful companies can face unexpected cash crunches or miss critical growth opportunities.
The gap between operational success and financial clarity creates stress, delays important decisions, and limits your ability to scale with confidence. That's where CFO-level leadership becomes essential.
"The biggest risk isn't making the wrong decision — it's making decisions without understanding the financial implications."

Common warning signs: Uncertainty about runway, difficulty forecasting cash needs, or hesitation on key hiring and investment decisions.
The Solution
CFO-Level Financial Leadership
Without the Full-Time Hire
CFO Growth Experts provides fractional CFO services to founders who need clarity, confidence, and disciplined financial leadership as they scale. This isn't about generating more reports or maintaining your books — it's about having a strategic financial partner who helps you see around corners.
This is not bookkeeping or reporting support. It's senior-level financial guidance focused on helping you make better decisions — earlier. We bring the expertise of a seasoned CFO at a fraction of the cost, with the flexibility to scale our involvement as your needs evolve.
Cash and Runway Visibility
Clear understanding of your burn rate, cash position, and how long your current runway extends under different scenarios.
Revenue Timing and Predictability
Accurate forecasting models that help you anticipate revenue patterns and plan accordingly.
Hiring and Growth Planning
Financial frameworks for making confident hiring decisions and scaling your team sustainably.
Financial Risk Identification
Proactive identification and mitigation of financial risks before they become critical problems.
A Simple, Structured Way to Get Financial Clarity
We've designed a straightforward process that builds trust and delivers value at every stage. There's no long-term commitment required upfront — just a clear path from initial clarity to ongoing partnership.
Step 1: Financial Clarity Call
A 60-minute working session to understand your current financial position and growth pressures. We'll discuss your business model, current financial practices, and the specific challenges keeping you up at night.
This isn't a sales pitch — it's a genuine diagnostic conversation where you'll gain immediate insights.
Step 2: Financial Clarity Snapshot
You receive a concise, executive-level summary outlining what's solid, where visibility is limited, and what matters most to address next.
This snapshot serves as your roadmap, highlighting the highest-leverage improvements to your financial operations and decision-making.
Step 3: CFO Growth Partnership
If it's a fit, we move into a staged CFO engagement designed to create clarity first, then support growth over time.
Our engagements are flexible and scale with your needs — from monthly strategic sessions to integrated financial leadership.
No pressure. No long-term commitment before it's useful. Our goal is to earn your trust by delivering value from day one.
Ideal Clients
Who We Work With
CFO Growth Experts works with founders who are at an inflection point — experiencing growth that's creating new financial complexity and decision-making pressure.
Our clients typically share certain characteristics: they're ambitious but pragmatic, they value expert guidance, and they recognize that financial clarity is a competitive advantage, not just a compliance requirement.
Most clients fall between $200k–$10M ARR, but fit matters more than size. What matters most is that you're ready to bring disciplined financial leadership into your growth journey.
Growing and Feeling Pressure
Your business is expanding and financial decisions are becoming more complex and consequential.
Want Clearer Visibility
You need better insight into cash, runway, and the financial implications of your strategic decisions.
Need CFO-Level Leadership
You recognize the value of senior financial guidance but aren't ready to hire full-time.
Led by a CEO & Fractional CFO
CEO & Fractional CFO
Tom Schipper
CFO Growth Experts is led by Tom Schipper, a seasoned financial executive with over 20 years of experience across established organizations and growing companies.
Tom brings a calm, practical approach to financial leadership — translating numbers into decisions founders can trust. His background spans corporate finance, strategic planning, and hands-on fractional CFO work with scaling businesses.
Unlike firms that shuffle clients between team members, Tom works directly with each client, acting as a long-term financial partner as businesses scale. He understands that every company's financial story is unique, and he takes the time to understand yours.
His philosophy is simple: financial clarity shouldn't be a luxury reserved for companies that can afford a full-time CFO. Every growing business deserves access to strategic financial leadership that drives better decisions.
20+
Years of Experience
Deep expertise in financial leadership across diverse industries and growth stages
50+
Companies Advised
Trusted financial partner to founders navigating critical growth decisions
$500M+
Capital Deployed
Strategic guidance on major financial decisions and capital allocation
Take Action
Start With Financial Clarity
If you're scaling and want clearer visibility into cash, runway, and growth decisions, the first step is a Financial Clarity Call.
In just 60 minutes, you'll gain immediate insights into your financial position and walk away with a clearer understanding of what matters most for your next stage of growth.
This is a working session, not a sales pitch. Come ready to discuss your business openly, and you'll leave with actionable clarity — regardless of whether we work together long-term.
No prep. No pressure. Just clarity.
CFO Growth Experts — Financial leadership for founders who are ready to scale with confidence.